Advance Health Care Decisions

Powers of Attorney

Wills, Trusts, Estates

Guardianships

Medicare, Health Insurance

Medicaid in Nursing Homes

Long Term Care Financing

Social Security

Income Assistance

Nursing Home Issues

Other Consumer Issues:

Long Term Care Financing

The information in this article is general and condensed. It is not intended to be and should not be regarded as legal, medical or financial advice in a particular situation. Decisions about future care, including whether to purchase long term care insurance, and if you do, what policy to purchase, are important decisions that require careful investigation and thought. This article may provide a starting point in the process.

• Who will need long term care?
• What does Medicare cover?
• What about Medicaid?
• What is long term care insurance?
• Major concern: solidity of company
• Do you need it?
• Can you afford it, now and in the future?
• What features are best for you?
  • Daily benefit.
  • Length of coverage.
  • Type of care covered.
  • Inflation coverage.
  • Elimination or waiting period.
  • What triggers benefits?
  • Tax qualified policies.
  • Other provisions
• Resources

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